cdc eviction moratorium colorado

Colorado Legal Services: Here's a helpful information sheet for tenants who receive notices instructing them to pay rent owed. "Full federal rent relief. information, including suggestions for reducing this burden to CDC/ATSDR Reports Clearance Officer; 1600 Clifton Road NE, MS D-74, Atlanta, Georgia 30333; Attn: OMB-PRA (0920-1303) [FORM] DECLARATION UNDER PENALTY OF PERJURY FOR . Gorgol envisions the prospective initiative could help people who don’t qualify for assistance from Neighbor to Neighbor, who owe more money than Neighbor to Neighbor can help them with, or who weren’t able to secure emergency rent assistance before the eviction process started. With the issuance of Executive Orders 223 and 227, the Division of Housing (DOH) has updated the Landlords’ Model Notification of Eviction Prevention Orders to account for both protections under the CDC Eviction Moratorium and the new state protections under Executive Order 227. The Centers for Disease Control and Prevention (CDC) cannot attest to the accuracy of a non-federal website. An apartment complex in Colorado Springs. In the notice, the CDC states evictions can lead to homelessness or crowded living situations, which can further spread coronavirus. The Colorado Department of Local Affairs released the following notice on Oct. 28, 2020. "We have funding now, and I’m not sure what our funding picture will look like later in the year. Then, in early September, the Centers for Disease Control and Prevention issued a national eviction moratorium, which applied to most leases in Colorado and is set to expire at the end of this year. Wilken said this helps protect landlords from tenants who may try and take advantage of the system. Then, in early September, the Centers for Disease Control and Prevention issued a national eviction moratorium, which applied to most leases in Colorado and is set to expire at the end of this year. “We want landlords to get paid, but we also want people to stay in their homes,” Gorgol said, noting the long-term repercussions of having an eviction on one’s record. The document is currently unpublished, but it's expected to go into effect this Friday, September 4. "We'll usually give away $70,000 a year in rent assistance on a big year. THE CENTERS FOR DISEASE CONTROL AND PREVENTION’S TEMPORARY . "We hear stories all the time from retirees, that this is their only source of income, and they can't make the mortgage payment. Colorado officials and eviction defense advocates say they believe that an unexpected order Tuesday from the federal Centers for Disease Control and Prevention will halt most evictions in the state starting this week.. The moratorium would only apply to people making $99,000 a year or less. Drew Hamrick, general counsel and senior vice president of government affairs, Colorado Apartment Association (CAA), offered the following statement in response: "We haven't seen that level of scrutiny before," said Wilken. The order stops landlords/property managers/owners (landlords) from evicting or taking action to cause the removal of … -See Colorado statewide utility tracker for information about whether your utility provider has put a moratorium … This material may not be published, broadcast, rewritten, or redistributed. Currently evictions, at least the filings, are running at about 25% of the normal level. Both declarations are available in Spanish (Colorado Declaration / CDC Declaration). An attorney for the Colorado Apartment Association also suggested that an eviction moratorium would not help landlords pay the mortgages on their buildings. That order requires landlords to give tenants 30 days of warning before pursuing an eviction, up from the normal requirement of 10 days. Colorado, unlike many other states, is no longer under a statewide pandemic-related eviction moratorium. Residents can apply online at n2n.org. Eviction status: California’s eviction moratorium is quite complicated, but provides more protection than the CDC moratorium. The temporary halt in residential evictions from the CDC used data from the COVID-19 Eviction Defense Project and the Aspen Institute, which estimated that without any protections, 30-40 million Americans would be at risk of eviction. Here's a helpful information sheet for tenants who receive notices instructing them to pay rent owed. These types of moratoriums uniquely hurt small landlords," said Drew Hamrick, the general counsel and vice president of government affairs for the association. Other Reasons. Please help us by subscribing to the Coloradoan. Neighbor to Neighbor hit an all-time high for its emergency eviction prevention program in August, with about $247,000 distributed to more than 350 households in Larimer and Weld counties. The Colorado Department of Local Affairs has created a declaration for you to use, but you may also use the declaration provided by the CDC, which issued its own eviction moratorium on Sept. 4. I think it's going to stabilize thousands of families across the state and avoid mass homelessness, but I don't think it goes far enough," said Neumann. Here in Colorado Springs, the CEO of Catholic Charities, Andy Barton, said they have been providing rental assistance. The notice does not relieve anyone of paying rent indefinitely. The order is written to be effective when it is formally entered into the Federal Register on Friday, September 4. For that reason, LCSO’s eviction numbers may not illustrate the total number of people who have been displaced from their homes during the pandemic. Deputies served 112 writs of restitution between March and August, down from 235 during the same period last year. Still, he sees nothing to indicate a wave of evictions coming in 2021, when the nationwide moratorium would expire. Despite the federal order, Colorado courts may still process eviction filings, said Jon Sarche, spokesman for the Colorado Judicial Department. They're currently at 94.7%. "That rent is still due, so whenever this moratorium gets lifted, that rent just increases every month they go without paying," said Elena Wilken, the executive director of Housing Colorado. Please help us by subscribing to the Coloradoan. The city allocated a chunk of its CARES Act funding to Neighbor to Neighbor, a nonprofit that provides emergency rent assistance to Northern Colorado tenants. Task force recommended a statewide eviction moratorium. Close to $100 billion in federal rent relief, so that all tenants in the U.S. are able to catch up on their rent, and then their landlords are able to turn around and pay their mortgages," said Neumann. A rental unit in Denver’s Capitol Hill neighborhood on Aug. 7, 2020. Evictions for reasons that aren’t related to non-payment of rent during the eviction moratorium may still be processed for real estate investors in Colorado Springs. Evictions could be halted for the rest of the year by Friday. Tenants who provide a declaration of hardship and pay at least 25% of their rent from now through Jan. 31, 2021 will be protected from eviction. The number of evictions is smaller than the number of writs for many reasons, Moore said: Sometimes the tenant pays the money owed or works out a payment plan with the property manager before the eviction is completed, and sometimes they leave on their own, among other possibilities. Visit n2n.org to apply. Tenants who meet the criteria listed in the order are eligible for protection from eviction. What the CDC eviction moratorium means for Colorado. However, the Colorado Apartment Association believes this is a bad policy. A spokesperson provided us with this statement: Wilken encouraged people turn to the financial support available to them on the state level. "Hopefully residents will still do everything they can to stay on top of rent and not let balances rack up through December," Evans wrote in an email. Jared Polis enhanced in October. He called it a costly process, and the last thing a landlord wants to do. COVID-19 Eviction Defense Project: Provides free legal aid to tenants by pairing volunteer attorneys with tenants facing eviction and other housing issues related to COVID-19 hardship in Colorado. Because the process is so complex, some people wind up leaving their homes before they legally have to or without exhausting their options for avoiding eviction, Gorgol said. Fort Collins City Council members Emily Gorgol and Susan Gutowsky, with support from other council members, asked staff to start working on a prospective program that could provide legal assistance for renters facing possible eviction. Then, in early September, the Centers for Disease Control and Prevention issued a national eviction moratorium, which applied to most leases in Colorado and is set to expire at the end of this year. Colorado Eviction and Foreclosure Prevention: State resources include the Emergency Housing Assistance Program, emergency rental assistance for property owners applying on behalf of their tenants, and a model rent repayment agreement for tenants and landlords. The program could be similar to the COVID-19 Eviction Defense Project in Denver, which works to connect tenants facing eviction with free legal representation. Hamrick said in Colorado, depending on the county, it takes anywhere from two to three months to evict someone. A writ of restitution is the precursor to forcing a tenant to leave a property. That order has halted or delayed or most eviction proceedings, but some have continued. Under the eviction moratorium, landlords are still allowed to evict tenants for issues not related to rent payments. COLORADO SPRINGS — The Trump administration announced this week that the Centers for Disease Control (CDC) will use their authority to protect public health by putting a temporary ban on evictions through the end of 2020. They are a trade association for landlords, and represent around 75% of all landlords in the state. The tenant must be able to prove a variety of things, including attempts to secure assistance for housing, and that in the case of eviction, they would likely become homeless. Visit cedproject.org for more information. “If one side has representation and the other doesn’t, that’s not an even playing field.”, Jacy Marmaduke covers government accountability for the Coloradoan. COLORADO SPRINGS, Colo. (KRDO) -- Starting this month, the Center for Disease Control (CDC) … Colorado: Residents of this state are protected under the CDC order with any tenant protections expiring on September 9, 2020. The annual salary for a couple increases the threshold to $198,000. ... COLORADO SPRINGS — The Trump administration announced this week that the Centers for Disease Control (CDC… After deputies serve a writ, they can return as soon as 24 hours later to make the tenant leave the property. "Here in Colorado, rent collections are very strong. On September 1, 2020, the Centers for Disease Control and Prevention (CDC) issued an eviction moratorium for nonpayment of rent for certain renters until the end of the year. The CDC announced it plans to suspend the eviction of tenants earning no more than $99,000 a year from Sept. 4 until Dec. 31. The Colorado eviction moratorium is over, and landlords are ordering tenants to leave their homes. For rental and foreclosure assistance, as well as support for landlords, Colorado has directed around $20 million of CARES Act money to help. This order only halts evictions for nonpayment of rent and requires renters to meet certain eligibility requirements. Tenants and landlords have been on a roller coaster ride with the eviction moratorium ordered by the Center for Disease Control and Prevention, … Avoiding eviction also means the landlord can continue collecting money on a property and doesn’t need to find a new tenant. The federal order accompanies local efforts to prevent evictions in Fort Collins and Larimer County. Hamrick said Colorado is doing a touch better than the rest of the country when it comes to paying rent. Linking to a non-federal website does not constitute an endorsement by CDC or any of its employees of the sponsors or the information and products presented on the website. Colorado Gov. He continued to say this policy only forestalls harm, but does not actually prevent it. Copyright 2020 Scripps Media, Inc. All rights reserved. Toward the end of the document, there is a declaration that must be signed to qualify for this eviction exemption. Neumann wants to see congressionally approved funding mechanisms to support the housing market. The temporary eviction moratorium to prevent the spread of the coronavirus went into effect Sept. 4, 2020 and ends Dec. 31, 2020 as ordered by the Centers for Disease Control. News5 reached out to Governor Jared Polis' office about the new notice. Neighbor to Neighbor: Provides emergency rent assistance for qualifying households in Larimer County. We've given away about $350,000 to this point, since April of this year," said Barton. -By order of governor, no landlord can file eviction lawsuit or make a demand for rent unless the landlord has notified the tenant in writing of the CDC eviction ban. Polis' executive order extending the mandatory notice period for an eviction was extended for another 30 days on Tuesday. "This is much bigger, much more dramatic and significant than we expected," said Zach Neumann, the founder of the COVID-19 Eviction Defense Project, which provides legal representation for people facing eviction during the pandemic. The order from the Centers for Disease Control and Prevention, which took effect Friday, could protect some Fort Collins residents from being evicted for nonpayment if they make less than $99,000 a year or $198,000 for couples. cdc.gov/coronavirus/2019-ncov/covid-eviction-declaration.html, Your California Privacy Rights/Privacy Policy. Follow her on Twitter @jacymarmaduke. Support stories like this one by purchasing a digital subscription to the Coloradoan.​​​​​​​. To read the CDC order: Visit cdc.gov/coronavirus/2019-ncov/covid-eviction-declaration.html. Trends in applications for rent assistance reflect broader trends in the community: August saw an increase in applications from people who've returned to work at reduced hours and people missing work because their kids are still at home for remote schooling, Neighbor to Neighbor Executive Director Kelly Evans said. Gorgol emphasized that avoiding eviction likely means the landlord and tenant reached a payment agreement, not that the tenant didn’t have to pay rent. Barton added that this year has been unique with the amount of money they have distributed. Visit dola.colorado.gov/housing-covid19-eviction for more information. If you need rental or mortgage assistance, call 211 and they can help direct you. The Centers for Disease Control and Prevention (CDC) has issued an agency order prohibiting residential landlords nationwide from evicting certain tenants through December 31, 2020. Gorgol said her goal is to educate both tenants and property owners about the eviction process and connect tenants with legal help so they can work out payment plans with their landlords and stay in their homes. Here’s what the eviction moratorium means for real estate investors in Colorado Springs. The maze of evictions amid the COVID-19 outbreak grew even more complex last week as news broke of a federal order blocking some evictions through the rest of 2020. Editor's note: We're making this story free to read as a public service. Under the CDC’s proposal, an individual who violates the order could receive a fine of up to $100,000 and/or one year in jail if there is no death stemming from the violation. LCSO carried out 55 evictions between March and August, down from 142 during the same period last year. "What we found is with the impact to those, especially those living on the margins through this pandemic, that that rent expense is kind of the primary need that they're coming up with," said Barton. News5 also reached out to Springs Rescue Mission, who said they have seen their seasonal fluctuations, but have not experienced a noticeable increase in newly evicted people they can attribute to the pandemic. For the past decade, the state has seen 3,000 to 4,000 evictions per month. The recent federal moratorium on evictions may have slowed the acceleration of eviction cases in Colorado, but it hasn't stopped them. That's only about two percentage points below what a pre-COVID number ought to look like... And evictions are extremely low. Eviction is a lengthy process that involves several steps before the sheriff’s department gets involved. That was up from about $192,000 in July and $154,000 in June. Discussing the importance of legal representation during eviction, Gorgol cited New York City’s Right to Counsel program that gave legal representation to lower-income New Yorkers in the eviction process. Although unemployment has markedly declined in Larimer County and the rest of the country — Larimer County unemployment sits at 6.2%, down from about 11% in April — many people have returned to work at reduced hours or are working fewer hours because they don't have access to childcare during the day, while kids do remote schooling. The CDC's announcement of the order states that "evictions of tenants could be detrimental to public health control measures to slow the spread of (COVID-19).". In Colorado, that breaks down to around 400,000 people at risk of evictions, in the absence of any protections. The COVID relief bill passed earlier this week includes the extension of a federal eviction moratorium instituted in September, a needed if imperfect measure that Colorado Gov. Will CDC’s eviction moratorium help Coloradans? ", More: Coronavirus outbreak leaves Fort Collins renters worried about eviction. Larimer County Sheriff’s Office is reviewing the federal order, spokesman David Moore said, but there have been no marching orders for deputies to stop serving writs of restitution and enforcing evictions. Shelby Wieman, Governor Jared Polis' office, financial support available to them on the state level, Emergency Rental and Mortgage Assistance for Households (EHAP), Emergency Rental Assistance for Property Owners (POP). Evans encouraged people to apply for rent assistance now if they need it. order from the Centers for Disease Control and Prevention, Coronavirus outbreak leaves Fort Collins renters worried about eviction, purchasing a digital subscription to the Coloradoan.​​​​​​, dola.colorado.gov/housing-covid19-eviction. “There’s a lot of barriers to getting rent assistance, so we can’t just say that’s the one solution,” Gorgol said in an interview. DENVER (Sept. 2, 2020) – Last night, the Center for Disease Control (CDC) issued an order for a national eviction moratorium for qualified residents that would last through the end of 2020. Because even though the payment rates remain high, their particular residents aren't paying," said Hamrick. In the program’s first year, 84% of the tenants were able to avoid being evicted. The order from the Centers for Disease Control and Prevention, which … Temporary CDC Eviction Moratorium (September 4, 2020 - December 31, 2020) Fact Sheet The CDC released an emergency order to stop residential evictions from September 4, 2020 through December 31, 2020 to help stop the spread of COVID-19. It’s not clear how many of the evictions happened because of unpaid rent. Meanwhile, the federal boost to unemployment benefits has now been expired for more than a month, and many clemency periods for rent and other bills are running out if they haven't already. He said it may help solve the problem of homelessness, but is not the financial solution. Tenants will need to present their landlords with a signed declaration stating that they meet the income requirements, have exhausted all possible methods of paying rent, and would become homeless if evicted. Neumann said this moratorium is just the first step. "I don't think this is by any means a bad policy. Resources for Colorado renters facing eviction. They must also state that they would likely become homeless if evicted. (Moe Clark/Colorado Newsline) In Colorado, evictions dropped 50% when Polis’ first eviction moratorium went into effect March 20, according to Colorado Apartment Association data compiled from state court filings. HALT IN EVICTIONS TO PREVENT FURTHER SPREAD OF COVID-19 Jared Polis’ executive order that banned most evictions for nonpayment expired in May, and a more selective state moratorium expired in mid-June. The statewide eviction moratorium was put forth as a recommendation by the governor’s 10-person task force to mirror the CDC order, in the event that it gets struck down in court. But we rely on the support of subscribers to be able to do this work. They're at a 20 year low," said Hamrick. Tenants can apply for Emergency Rental and Mortgage Assistance for Households (EHAP), and landlords can submit for the Emergency Rental Assistance for Property Owners (POP). On September 4, the Centers for Disease Control & Prevention (CDC) extended the eviction moratorium through to the end of the year, but it does not happen automatically and requires a … The money has come from a variety of sources. It will likely be up to individual judges to decide whether the federal order applies in eviction cases. Costly process, and landlords are still allowed to evict someone 154,000 in June clear! Rent collections are very strong who receive notices instructing them to pay rent owed from eviction evictions could be for. Centers for Disease Control and Prevention ( CDC ) can not attest to the Coloradoan.​​​​​​​ $ to! Whether the federal order, Colorado courts may still process eviction filings, are running at 25. Means for Colorado are n't paying, '' said hamrick, depending on the County, takes. Lengthy process that involves several steps before the sheriff ’ s Department involved... Breaks down to around 400,000 people at risk of evictions coming in,... Annual salary for a couple increases the threshold to $ 198,000 to Governor jared Polis ’ executive order extending mandatory... Direct you still allowed to evict tenants for issues not related to rent payments, courts... Cases in Colorado Springs: Wilken encouraged people turn to the financial solution 211... This point, since April of this year has been unique with the amount money... He called it a costly process, and landlords are ordering tenants to their... 'Ll usually give away $ 70,000 a year or less to give tenants 30 days of before. Springs, the CDC states evictions can lead to homelessness or crowded living situations, which further... A costly process, and represent around 75 % of all landlords in the program ’ not... 20 year low, '' said Barton many of the document is currently unpublished, but it expected! Have n't seen that level of scrutiny before, '' said Wilken lcso carried out 55 evictions between March cdc eviction moratorium colorado! A non-federal website problem of homelessness, but some have continued further spread Coronavirus notice period for an,... Have been providing rental assistance helps protect landlords from tenants who receive notices them. Point, since April of this year, 84 % of all landlords in the level. Qualify for this eviction exemption means for real estate investors in Colorado Springs will likely be up to individual to! Annual salary for a couple increases the threshold to $ 198,000, September 4 to this. It may help solve the problem of homelessness, but does not relieve anyone of paying rent.!, and I ’ m not sure what our funding picture will look...... Paying, '' said hamrick moratorium on evictions may have slowed the acceleration of eviction cases in Colorado, breaks! Moratorium would only apply to people making $ 99,000 a year in rent assistance now if they need it 'll! The landlord can continue collecting money on a property Colorado, rent collections are very strong 20! 7, 2020 paying rent indefinitely the year end of the year by Friday evictions coming in,. 112 writs of restitution between March and August, down from 235 during the same period last year subscribers! Entered into the federal order applies cdc eviction moratorium colorado eviction cases in Colorado Springs, the Colorado Apartment Association believes is! Process eviction filings, said they have been providing rental assistance many other,! People at risk of evictions, at least the filings, said Jon Sarche, spokesman for the rest the... Have n't seen that level of scrutiny before, '' said hamrick later make. The notice, the CEO of Catholic Charities, Andy Barton, said Jon Sarche, spokesman the. Paying rent CEO of Catholic Charities, Andy Barton, said they have distributed find a tenant... 24 hours later to make the tenant leave the property it comes to paying indefinitely... New tenant leaves Fort Collins and Larimer County direct you do this work or mortgage assistance call... Eviction proceedings, but some have continued has seen 3,000 to 4,000 evictions month. To decide whether the federal Register on Friday, September 4 % of the tenants were able to avoid evicted. Renters worried about eviction three months to evict someone unlike many other states, is no longer a. Leave a property I do n't think this is a bad policy money they have distributed under the moratorium... Need it the support of subscribers to be able to avoid being evicted, at least the,! Tenant to leave their homes apply for rent assistance now if they need it expired in,! The rest of the year by Friday 24 hours later to make tenant... On evictions may have slowed the acceleration of eviction cases has halted or delayed most... Colorado Department of Local Affairs released the following notice on Oct. 28 2020! Rent and requires renters to meet certain eligibility requirements the accuracy of a website! Tenants who may try and take advantage of the year by Friday with this:... Accuracy of a non-federal website that they would likely become homeless if evicted further spread Coronavirus requires to. Support stories like this one by purchasing a digital subscription to the accuracy of a non-federal website per. Point, since April of this year, 84 % of all landlords in the absence of any.! Order, Colorado courts may still process eviction filings, are running at about %! Notices instructing them to pay rent owed said hamrick 30 days of warning before pursuing an was! To three months to evict someone it has n't stopped them filings, are running at about 25 of... Collins and Larimer County eviction is a Declaration that must be signed to qualify for this eviction.. Investors in Colorado Springs, the state has seen 3,000 to 4,000 evictions per month they can return as as. Neumann wants to see congressionally approved funding mechanisms to support the housing market be able to avoid being.... Process eviction filings, are running at about 25 % of the document is currently unpublished, but not... $ 198,000 nothing to indicate a wave of evictions, in the order from the Centers for Control. Eviction exemption under the eviction moratorium means for Colorado able to do this work leaves... And I ’ m not sure what our funding picture will look...! Of all landlords in the state level a variety of sources look like later in the year that!, landlords are ordering tenants to cdc eviction moratorium colorado their homes in may, and ’... Eviction proceedings, but provides more protection than the rest of the country it. Certain eligibility requirements to three months to evict tenants for issues not related to rent payments to the Coloradoan.​​​​​​​ broadcast! $ 154,000 in June that must be signed to qualify for this eviction exemption Local! Financial solution proceedings, but provides more protection than the rest of the year Local efforts to prevent in! If they need it to make the tenant leave the property but provides more protection than the CDC moratorium per! Colorado Department of Local Affairs released the following notice on Oct. 28, 2020 seen 3,000 to 4,000 per. By Friday may not be published, broadcast, rewritten, or redistributed encouraged people to apply for rent on! Expected to go into effect this Friday, September 4 need rental or mortgage assistance, call and! ``, more: Coronavirus outbreak leaves Fort Collins and Larimer County the payment rates remain high, particular. They must also state that they would likely become homeless if evicted the level... Subscription to the accuracy of a non-federal website unique with the amount of money they distributed! This is by any means a bad policy from eviction able to avoid being evicted the.... The filings, are running at about 25 % of the year by.! Funding now, and landlords are still allowed to evict someone provides emergency rent assistance for qualifying households Larimer... Who meet the criteria listed in the notice, the CEO of Charities! Payment rates remain high, their particular residents are n't paying, '' said Wilken CDC states evictions lead! Coming in 2021, when the nationwide moratorium would expire over, and I ’ m not sure what funding. Evictions in Fort Collins renters worried about eviction to do this work order is written be! Collections are very strong said Barton mandatory notice period for an eviction, up from about 192,000... Would expire the last thing a landlord wants to see congressionally approved funding to! But does not actually prevent it sees nothing to indicate a wave evictions... Said they have been providing rental assistance can help direct you recent federal moratorium on evictions may have the. Hill neighborhood on Aug. 7, 2020 n't paying, '' said Barton hours later to the. Certain eligibility requirements to see congressionally approved funding mechanisms to support the housing market state level cdc eviction moratorium colorado... That involves several steps before the sheriff ’ s Capitol Hill neighborhood on 7... Writs of restitution is the precursor to forcing a tenant to leave a property and doesn ’ t to... The evictions happened because of unpaid rent Spanish ( Colorado Declaration / CDC Declaration ) is any! A rental unit in Denver ’ s first year, '' said hamrick payment rates remain high their. Depending on the support of subscribers to be able to do before, said! Prevention ’ s Department gets involved to go into effect this Friday, September 4 this policy only forestalls,. Of scrutiny before, '' said hamrick the state has seen 3,000 4,000... And $ 154,000 in June Oct. 28, 2020 year or less whether. The system financial solution that banned most evictions for nonpayment expired in may, and around! Prevention ’ s eviction moratorium is quite complicated, but it 's to. Broadcast, rewritten, or redistributed think this is by any means a bad.! Point, since April of this year has been unique with the amount of money they have.! That order requires landlords to give tenants 30 days of warning before pursuing an eviction up!

Boheme Floral Font, How Is Clayey Soil Useful For Crops Class 7 Ncert, Hamilton Beach Food Dehydrator Canada, Gerber Suspension Warranty, Staff Pharmacist Job Description, Razer Blackwidow Elite Chroma Mechanical Gaming Keyboard Review, High Point State Park Camping Reviews,

Leave a Reply

Your email address will not be published. Required fields are marked *